New and Used Auto Loans. Car Loan Features

New and Used Auto Loans. Car Loan Features

At America’s Credit Union, automotive loans are our specialty. That’s why we’ll do every thing we could to simply help place you in the next car. Our great low prices begin as little as 2.49% APR, and we’ll use you to definitely assist get the most readily useful financing solution for you personally.

  • Low-interest rates and versatile terms.
  • No pre-payment penalties.
  • As much as 3 months without any re payments. *
  • As much as 100% financing. *
  • Automated re payment choices.

ACU loan officers are often prepared to meet to you regarding the car loan which help you see terms for the repayment you really can afford. Drop by any ACU office, or apply online right here on our site. Our loan that is online application the car finance experience much more convenient for you personally. In person or apply online, you can get pre-approved before you shop whether you visit with us. By doing this, you’ll know exactly exactly how car that is much are able whenever you go out to your dealers.

Automobile Loan Refinancing. Protect Your Auto Loan with GAP and MRC

Should your vehicle that is current loan financed with another loan provider, speak with us about refinancing it at ACU. We’ll seek out methods to offer a much better rate of interest, decrease your payment per month and help you save some funds!

Along side brand new and auto that is used, and all sorts of the fantastic features that include them, ACU provides two loan security products. In the event your car is taken or totaled in a major accident or any other event, GAP (assured Auto Protection) tends to make any difference up between your balance on the loan and also the value of the automobile. MRC (Mechanical fix Coverage) provides protection for unanticipated repairs during the level that is same by many people dealers, nevertheless frequently better value. Ask a Loan Officer about GAP and MRC to learn more.

Car Finance Prices

As much as a couple of years
Duration Of Term Annual Percentage Speed (APR)
As little as 2.49percent
25 to three years Only 2.49per cent
37 to 60 months As little as 3.29percent
61 to 72 months As little as 3.69per cent
73 to 84 months As little as 4.49%
Effective 1, 2020 february

As much as a couple of years

Apr (APR)

25 to three years

Apr (APR)

37 to 60 months

Apr (APR)

61 to 72 months

Apr (APR)

73 to 84 months

Apr (APR)

*Actual price is dependant on loan term and credit history regarding the user. All prices and yields are susceptible to alter. Price and term according to and mileage of the vehicle year. Interest will accrue throughout the 3 months without re re payments. 73 to 84-month terms are for automobiles $50k & above, max 100% funding (NADA Retail or MSRP), brand brand new cars just 10,000 kilometers or less. Concerns? Call 1-800-543-2811.

Cars 2014 & Older

2015 and Older
12 months Model amount of term percentage that is annual (APR)
As much as 48 Months As little as 3.99%
Effective February 1, 2020

As much as 48 Months

Apr (APR)

*Actual price is dependent on loan term and credit score of this user. All prices and yields are susceptible to alter. Price and term predicated on and mileage of the vehicle year. Concerns? Call 1-800-543-2811.

Car Finance Resources

Definitely All You Need To Realize About a auto loan


Should this be your first time purchasing an automobile or in the event that you just like to brush through to your negotiating abilities, this e-book is filled with valuable information that may help you save hundreds, possibly even 1000s of dollars!

Dining dining dining Table of articles (sneak peek):


Component 1: Seeking Financing?

  1. Automotive loans with America’s Credit Union
  2. Selecting a Lender You Can Rely On
  3. Credit Scores and Loan Prices
  4. Exactly How Much Are You Able To Afford? Establishing A budget
  5. Getting Organized: The Paperwork you shall need

Part 2: Prepared for The Dealer?

  1. Introduction: Simple tips to find the Right vehicle for your
  2. Brand New vs. Applied: Which Is Best Suited for you personally?
  3. Credit Scores and Loan Prices
  4. Exactly Just Just How as soon as to obtain Pre-Approved

Claim Your e-book!


If you have good credit, qualifying for the auto loan is not difficult. Nonetheless, in case the credit is bad, the specific situation is more difficult. Happily, you can obtain a motor vehicle even in the event your credit is not perfect. If you are wondering ways to get auto loan with bad credit, follow these seven tips.

Apply On The Web Today!

Related Hyper Links

RV & Boat Loans

Finance your camper or motorboat without any money down and up to 100per cent funding with terms which make your payment that is monthly affordable.

Motorcycle and ATV Loans

Find out more about used and new motorcycle and ATV loans.

Automobiles on the market

See just what automobiles are on the market.

Vehicle Buying Settlement Manual

Prepare for the stress-free trip to the dealership. Discover the greatest approaches to negotiate your path into unbeatable vehicle buying discounts!

ACU NMLS ID #562279

America’s Credit Union will NOT request you to improve your information with a link that is e-mailed a cellular phone text. Should you obtain a text or e-mail message presumably from America’s Credit Union requesting this kind of up-date, please contact us straight away.

The ACU site includes a true quantity of links to entities related to ACU and/or the credit union industry. By accessing some of these links, you will be leaving the ACU web site and entering a website hosted by another celebration. For the security, we encourage one to see the security and privacy policies of this internet web sites you enter, as they policies can be distinct from those of ACU.

America’s Credit Union is focused on serving all people within its industry of account, including individuals with disabilities. We attempt to make not merely our real branches accessible but additionally to conform to WCAG 2.0 tips for site accessibility. Our efforts are ongoing including regular evaluation and updates to boost accessibility. In case you have any dilemmas accessing our branches or web site, please give us a call at 972-494-5328 or 800-543-2811 so that people may quickly help you and remedy any accessibility issues.

Write a comment:


Your email address will not be published.